3 Affordable Homes in Edmonton for First Time Home Buyers
Despite ongoing problems associated with the pandemic worldwide, Canada's housing market remains strong.
House prices have risen by 9% compared to last year, leaving the prospect of a new home out of reach for many first-time buyers. ...
Posted by Paul Paiva on December 28, 2020 in Home Buying Tips
12 Helpful Tips for First-Time Home Buyers
Follow these top 12 tips to make buying your first home as easy and stress-free as possible.
1. Clean Up Your Finances
Your financial health will determine your eligibility for a mortgage loan. It will also impact your interest rate and monthly ...
Posted by Robert Hasek on December 10, 2020 in Home Buying Tips
Canada’s First-Time Home Buyer Programs Explained
For first-time buyers especially, scraping together even the minimum down payment required to purchase a home in Canada can be difficult. But the good news is, there are several programs and incentives available to help ...
Posted by Paul Paiva on December 3, 2020 in Home Buying Tips
11 Questions to Ask Your Mortgage Broker
Whether you’re a first-time buyer or a seasoned homeowner looking to renew your mortgage, working with the banks can be both stressful (and costly) without the right information at hand.
That’s where a mortgage broker comes in.
Posted by Robert Hasek on November 26, 2020 in Mortgages
6 Tips For Buying and Selling a Home at the Same Time
Buying a new home before selling your current one isn’t always easy but, with the right information and approach, it can be done (even enjoyably!).
Here are our top tips:
1. Buy With a Contingency to Sell
One of the easiest ways to ...
Posted by Paul Paiva on November 19, 2020 in Buying a Home
Hunting For a New Home: Our Top Do’s and Don’ts
Enjoy a seamless house-hunting experience and avoid (costly) mistakes by observing these key Do’s and Don’ts.
DO: Determine How Much Home You Can Afford In Advance
It’s important to get a handle on what you can reasonably afford ...
Posted by Paul Paiva on November 5, 2020 in Buying a Home
9 Tips For Choosing Your Perfect Edmonton Neighbourhood
Did you know: Choosing the right neighbourhood is almost, if not every bit, as important as choosing the right home? Here are nine key things to consider when it comes to picking the quintessential (Edmonton) community:
1. Think About Budget
Posted by Robert Hasek on October 29, 2020 in Communities
All In the Family: 5 Tips For Multi-Generational Living
Multi-generational homes are a popular choice among homeowners looking to maintain a close relationship with their loved ones while saving money on rent, daycare, senior care and mortgage payments. In fact, roughly 2.2 million people (or 6% of the ...
Posted by Paul Paiva on October 8, 2020 in Home Buying Tips
5 Benefits of Buying a Home With a Secondary Suite
Whether you’re looking to minimize your mortgage payments, boost your monthly income, or break into the world of real estate investing, there are numerous advantages to buying a home with a secondary suite.
What is a Secondary ...
Posted by Robert Hasek on September 24, 2020 in Buying a Home
Closing Costs: Here’s What You Need to Know
Closing costs are one-time legal and administrative fees that accompany the purchase of a home. Ranging from 1.5 – 4% (depending), you’ll want to plan for these additional expenses beforehand, to avoid any unwelcome surprises come sale ...
Posted by Paul Paiva on August 20, 2020 in Mortgage and Financial
7 Things No One Tells You About Buying a Home
From the importance of teaming up with a REALTOR® to preparing for hidden costs, there are several things you should know before heading out to purchase a home (even if you already have experience).
We’re here to help!
Posted by Robert Hasek on August 13, 2020 in Home Buying Tips
Mortgage Default Insurance: Your Questions Answered
Learn more about mortgage default insurance, what it covers and how much it costs while gaining insight into Canada’s top three mortgage default insurance providers.
What is Mortgage Default Insurance?
In Canada, mortgage default ...
Posted by Robert Hasek on July 30, 2020 in Mortgages
7 Things to Negotiate When Buying a Home (Beyond Price)
When it comes to buying a home, did you know there are several things you can negotiate with a seller other than price? And that many of these negotiable items can save you time and money (potentially hundreds or thousands of dollars) on your ...
Posted by Paul Paiva on July 23, 2020 in Buying a Home
New CMHC Mortgage Rules: What Do They Mean For Home Buyers?
The Canadian Mortgage and Housing Corporation (CMHC) has announced tighter rules for mortgage applicants, effective July 1st, 2020. How will these changes affect your ability to buy a home? Here’s what you need to know:
New Limits on Debt ...
Posted by Paul Paiva on June 25, 2020 in Buying a Home
Home Insurance: Your Questions Answered
Learn more about home insurance, what it covers and how much it costs, while gaining insight into Alberta’s top home insurance providers.
What is Home Insurance, Exactly?
Home insurance protects your home, and its contents, in the event ...
Posted by Robert Hasek on April 23, 2020 in Home Buying Tips
Is Now a Good Time to Buy a Home?
There’s no doubt the COVID-19 pandemic has created a lot of uncertainty for those looking to buy a home in the capital region. With so many homeowners facing financial hardship, the very idea of entering the real estate market has prospective ...
Posted by Robert Hasek on April 9, 2020 in Home Buying Tips
Getting Pre-Approved For a Mortgage: Your Questions Answered
As a home buyer, you have a variety of different mortgage sources available. Here are our top mortgage pre-approval questions answered!
Where Can I Get Pre-Approved?
Typically sought through a bank or other financial institution, pre-approvals are ...
Posted by Paul Paiva on March 12, 2020 in Mortgages
Downsizing: 10 Essential Do’s and Don’ts
Are you thinking about downsizing your Edmonton home? Read this helpful list of do’s and don’ts first.
Don’t: Wait Until the Last Minute
Sorting through an entire home’s worth of possessions can take weeks or even ...
Posted by Paul Paiva on January 28, 2020 in Downsizing
5 Smart Home Devices That Will Help You Save Money
Smart home devices don’t just improve safety, comfort and convenience, they can also save you a ton of money. Reduce your utility bills with the help of these ultra-effective smart home products.
1. Programmable Thermostats
With heating and ...
Posted by Paul Paiva on January 16, 2020 in Home Tips
The Pros and Cons of Attached and Detached Garages
One garage is as good as another, right? Well, not exactly. When it comes to attached vs. detached garages, there are some significant differences - and knowing the pros and cons of each will help you make the right decision when buying or building ...
Posted by Paul Paiva on January 7, 2020 in Home Buying Tips